:root{--ink:#1c2a33;--navy:#0b2a3d;--teal:#0f766e;--bg:#fff;--soft:#f3f7f8;--line:#d9e3e7}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:17px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg)}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
a{color:var(--teal)}a:hover{color:var(--navy)}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:9}
.site-header{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:5}
.bar{display:flex;align-items:center;justify-content:space-between;min-height:64px;gap:16px}
.brand{font-weight:700;font-size:1.25rem;color:var(--navy);text-decoration:none}
nav a{margin-left:20px;text-decoration:none;color:var(--ink);font-weight:500}
nav a[aria-current],nav a:hover{color:var(--teal)}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:6px;padding:8px 12px;font:inherit}
.hero{background:linear-gradient(135deg,var(--navy),#12526b);color:#fff;padding:72px 0}
.hero h1{font-size:2.4rem;line-height:1.2;margin:.2em 0 .5em;max-width:18em}
.hero .lead{max-width:40em;font-size:1.15rem;opacity:.95}
.eyebrow{text-transform:uppercase;letter-spacing:.1em;font-size:.8rem;opacity:.8;margin:0}
.btn{display:inline-block;background:var(--teal);color:#fff;border:0;border-radius:8px;padding:12px 22px;font:inherit;font-weight:600;text-decoration:none;cursor:pointer}
.btn:hover{background:#0c5e58;color:#fff}
.btn.ghost{background:transparent;border:2px solid #fff;margin-left:8px}
.stats{list-style:none;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px;padding:0;margin:40px 0}
.stats li{background:var(--soft);border-radius:12px;padding:20px}
.stats strong{display:block;font-size:1.8rem;color:var(--navy)}
.stats span{font-size:.95rem}
h2{color:var(--navy);margin-top:1.6em}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px;margin:20px 0 40px}
.card{border:1px solid var(--line);border-radius:12px;padding:20px}
.card h3{margin-top:0;color:var(--teal)}
.page-head{background:var(--soft);padding:48px 0;border-bottom:1px solid var(--line)}
.page-head h1{margin:0 0 .2em;color:var(--navy)}
.prose{max-width:760px;padding-bottom:40px}
.prose ul{padding-left:1.2em}.prose li{margin-bottom:.6em}
.cta{background:var(--soft);text-align:center;padding:56px 0;margin-top:40px}
.form label{display:block;margin-bottom:16px;font-weight:600}
.form input,.form textarea{display:block;width:100%;margin-top:6px;padding:10px;border:1px solid var(--line);border-radius:8px;font:inherit}
.site-footer{background:var(--navy);color:#dbe7ec;padding:32px 0}
.site-footer a{color:#fff}.small{font-size:.85rem;opacity:.85}
@media(max-width:720px){
.menu-btn{display:block}
nav{display:none;position:absolute;top:64px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:8px 20px}
nav.open{display:block}nav a{display:block;margin:0;padding:10px 0}
.hero h1{font-size:1.8rem}}